PocketSorted questions, answered

PocketSorted is a free UK website of affordability calculators. It shows the real monthly cost of a car, a home, a holiday, a savings goal or a new business — not just the payment — and whether it fits your take-home pay.

Yes. Every calculator is free to use, with no sign-up. A free account lets you save a few results. The Result Pack and PocketSorted Journeys are optional paid extras.

No. You can use every calculator without signing up. An account only matters if you want to save results, email them to yourself or use PocketSorted Assistant.

No. PocketSorted gives estimates and guidance so you can make your own decisions. It does not recommend products or tell you what to do. For regulated advice, speak to a qualified, FCA-authorised financial adviser.

No. PocketSorted does not lend money, arrange finance or sell mortgages. It helps you work out what something really costs before you speak to a lender, broker or seller.

Five: car (finance plus running costs), house (buying or renting, including stamp duty and bills), holiday (a monthly savings target), monthly savings (hit a goal by a date, with interest) and starting a business (break-even and the cash you need).

Yes. The monthly costs work anywhere in the UK. Stamp duty in the house calculator uses the England and Northern Ireland rates; if you are buying in Scotland (LBTT) or Wales (LTT), enter the figure from the official calculator.

The payment plus everything that comes with it. For a car that is insurance, fuel or charging, road tax, servicing, MOT and tyres. For a home it is council tax or rates, energy, water, broadband, insurance and upkeep.

They are estimates based on the figures you enter and standard repayment formulas. Real quotes depend on your credit history, the lender and the deal, so replace the starting figures with your own as soon as you have them.

Not exactly. It assumes a standard repayment loan or hire purchase with no final balloon payment. For PCP, use the monthly figure from your quote and add the running costs.

A one-off £4.99 purchase that turns one result into a printable plan with your full breakdown and a step-by-step action checklist. It is yours to keep and there is no subscription.

A pay-once plan giving full PocketSorted Assistant access for 3, 6 or 12 months: your income and outgoings saved once, unlimited printable plans, renewal reminders and "can I afford this and that?" planning. See Plans for current prices.

No. You pay once and that is it — no subscription and no surprise direct debits. We email you before it ends so you can decide whether to carry on.

Your figures are stored securely and only used to run your calculations. We never sell your data, and you can delete your account and everything in it whenever you like.

Every account has a personal link. When a friend buys a PocketSorted Journey through it, you get an extra free month on your journey, added to your account automatically.

Email info@pocketsorted.com.